INSURANCE BLOG

— High-value home insurance offers broader coverage, higher limits, and white-glove claims service compared to standard policies—ideal for homes $750k+. — What Is High-Value Homeowners Insurance? — High-value homeowners insurance is designed specifically for properties typically valued at $750,000…

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom and the kitchen. This way, you'll be able to identify problems in the most…

— — You’ve insured your home. You’ve protected your vehicles. But is your lifestyle still exposed? — If your current liability limits stop at $300,000, that may barely cover the opening arguments of a major lawsuit—let alone a settlement. — The Silent Gap in Traditional Insurance — Most home and…

Could your insurance truly rebuild your luxury residence after a total loss? — Too often, high-net-worth homeowners assume they’re adequately protected—when in reality, their policies are built on flawed assumptions. If your coverage is based on your home’s market value, rather than the cost to …

— Is your million-dollar home fully protected? — Would your current policy really cover everything you’ve worked for? — If you own a luxury home or collect rare and valuable items, chances are your insurance coverage isn’t keeping up. Most high-net-worth families carry policies that look fine on…

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order to keep your yard looking its best over the years. Here are a few yard-care jobs…

Many homeowners mistakenly believe that premium insurance policies are only for multi-million-dollar estates. However, the reality is much more nuanced — and understanding the true value of premium insurance can help protect your investment more effectively. — Real Story: High Costs, Low…

Whether you live in an apartment building or a single-family home, there are security options available to help protect you, your family, and your property. Not sure which one is best for you? Take a look at these choices to help narrow down your search. — Solutions for Apartment Dwellers — While…

If you own a luxury, performance, or collectible vehicle in Georgia, you've likely wondered whether standard auto insurance is sufficient — or if you should invest in premium coverage tailored for high-value automobiles. — At Concierge Insurance Group, we frequently address this question. In this…

Understanding Liability Protection for High-Net-Worth Individuals — “Do I really need an umbrella insurance policy?” — It’s one of the most common questions we get at Concierge Insurance Group—especially from high-income homeowners and families in Duluth, Atlanta, and throughout Georgia. And it’s a…