Smart Leak Sensors: Save 7 % on Your Milton Home-Insurance Premium
STAR — A $35 Amazon leak disk caught a supply-line drip under a Milton kitchen sink at 2 a.m., shutting a valve before water touched the hardwood.
STORY — The $9 000 repair bill became $0—and the homeowners now save 7 % each year on premiums.
SOLUTION — Below you’ll find exact carrier discounts, install steps, and ROI math for smart leak sensors.
1 · Why Leak Sensors Beat Traditional Water Alarms
- Instant valve shut-off blocks flow instead of just beeping.
- App alerts let you kill water while traveling.
- Data logging qualifies for bigger credits with PURE Insight program.
2 · Carrier Discount Rules (Milton ZIP 30004)
(Pair sensors with $250 K water-backup coverage to cover any failure.)
3 · 20-Minute Installation Checklist
- Buy a hub-less Wi-Fi sensor (Flow by Moen or Phyn).
- Place disks under sinks, fridge ice-maker, washer, hot-water heater.
- Pair with app; enable auto shut-off.
- Email install photo + receipt to Concierge for carrier credit.
4 · Payback Calculator
| Home Premium | 7% Credit | Sensor Kit Cost | Payback |
|---|---|---|---|
| $5,000/yr | –$350 | $99 | < 4 months |
| $8,000/yr | –$560 | $199 (multi-sensor) | < 5 months |
Frequently Asked Questions
Do I need professional installation?
No—PURE and Chubb accept self-install photos. Pro install helps on large estates with multiple shut-off valves. Will sensors work during power outage?
Yes, devices store events locally; you’ll get an alert once Wi-Fi restores. How many sensors qualify for the full discount?